Renting - vs- Buying
(You be the Judge)

Rent At
Present

 Rent 1 Yr.
Later

 Rent 2 Yr.
Later

Rent 3 Yr.
Later 

 Rent 4 Yr.
Later

 Rent 5 Yr.
Later

 Total Rent
Paid

$550 

 $572

$595 

$619 

$643 

$669 

 -$35,748

 $600

 $624

$649 

 $675

$702 

 $730

-$38,998 

$650 

$676 

$703 

 $731

 $760

$791 

 -$42,249

 $700

$728 

$757 

 $787

$819 

$852 

 -$45,492

$750 

$780 

 $811

$844 

 $877

$912 

-$48,744 

 $800

 $832

 $865

$900 

$936 

$973 

-$51,996 

$850 

$884 

$920 

 $957

 $996

 $1036

 -$57,516

$900 

$936 

 $974

 $1013

 $1054

 $1096

 -$60,876

$950 

 $988

 $1028

 $1069

 $1112

 $1157

 -$64,248

$1000 

 $1040

 $1082

 $1126

 $1171

 $1218

 -$67,644


Value of Home Purchased with 4% Inflation

 Present Home
Value

Value After
1 Year 

Value After
2 Years 

Value After
3 Years 

Value After
4 Years 

Value After
5 Years 

Total Appreciation
of Home 

 $110,000

$114,400 

$118,976 

 $123,735

$128,684 

$133,832 

+$23,832 

 $115,000

 $119,600

 $124,384

 $129,359

 $134,534

 $139,916

 +$24,916

 $120,000

 $124,800

 $129,792

 $134,984

 $140,384

 $146,000

 +$26,000

 $125,000

 $130,000

 $135,200

 $140,608

 $146,233

 $152,083

 +$27,083

 $130,000

 $135,200

 $140,608

 $146,233

 $152,083

 $158,166

 +$28,166

 $135,000

 $140,400

 $146,016

 $151,857

 $157,932

 $164,250

 +$29,250

 $140,000

 $145,600

 $151,424

 $157,481

 $163,781

 $170,333

 +$30,333

 $145,000

 $150,800

 $156,832

 $163,106

 $169,631

 $176,416

 +$31,416

 $150,000

 $156,000

 $162,240

 $168,730

 $175,480

 $182,500

 +$32,500